Last updated: December 2016
COPYRIGHT AND DISCLAIMER NOTICE
© ArrowFin Consulting DWC-LLC 2017. All rights reserved.
Business Center, DWC,
The material in this work is copyrighted. Copying and/or transmitting portions or all of this work without permission may be a violation of applicable law. Arrow Financial Consulting does not guarantee the accuracy, reliability or completeness of the content included in this work, or for the conclusions or judgments described herein, and accepts no responsibility or liability for any omissions or errors (including, without limitation, typographical errors and technical errors) in the content whatsoever or for reliance thereon.
1. Website Visitors.
Like most website operators, ArrowFin Consulting collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. ArrowFin Consulting’s purpose in collecting non-personally identifying information is to better understand how ArrowFin Consulting’s visitors use its website. From time to time, ArrowFin Consulting may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website. However, ArrowFin Consulting is not required to publish such reports.
ArrowFin Consulting also collects potentially personally-identifying information like Internet Protocol (IP) addresses for users who send us a message through the website or book an appointment through our Interactive Booking Platform. ArrowFin Consulting only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.
2. Gathering of Personally-Identifying Information.
Certain visitors to ArrowFin Consulting’s websites choose to interact with ArrowFin Consulting in ways that require ArrowFin Consulting to gather personally-identifying information. The amount and type of information that ArrowFin Consulting gathers depends on the nature of the interaction. For example, we ask visitors who want to contact us on our contact boxes at to provide their name and email address.
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
5. Links To External Sites.
We have no control over, and assume no responsibility for the content, privacy policies or practices of any third-party sites, products or services.
6. Aggregated Statistics.
To enrich and perfect your online experience, ArrowFin Consulting uses "Cookies", similar technologies and services provided by others to display personalized content, appropriate advertising and store your preferences on your computer.
By using the Site, you are deemed to unambiguously agree to its use of any cookies that you do not disable.
9. Credit & Contact Information.
Your privacy is critically important to us.
Last updated: December 2016
TERMS & CONDITIONS OF USE OF THE WEB SITE
Welcome to ArrowFin Consulting!
Last updated: December 2016
Please read these terms and conditions of use (“Terms”) carefully. These Terms are a binding agreement between you (“you” or “User”) and ArrowFin Consulting DWC-LLC (“ArrowFin Consulting”, “ArrowFin”, “we” or “us”) and govern your use of our website located at (the “Site”).
BY USING THIS SITE, YOU ARE STATING THAT YOU HAVE READ AND UNDERSTAND, AND AGREE TO BE BOUND BY, THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE NOT PERMITTED TO USE THIS SITE.
User specifically acknowledges that its use of the Site may be subject to local, state, federal, national, provincial, foreign, and international statutes, treaties, regulations, rules, orders, and other laws (collectively “Law”), including the rules and regulations of various stock exchanges and regulatory authorities, as well as restrictions imposed by various data providers, any or all of which may restrict such use. User agrees to identify and obtain any agreement, approval, license or permit which may be required for User to access or use the Site, at User's own expense.
Nothing on any Site or in any content (including but not limited to all information, text, displays, images, video and audio, and the design, selection and arrangement thereof) (“Content”) thereon shall be construed, implicitly or explicitly, as containing any investment advice.
1. Appropriate and Lawful Use of the Site.
A. You agree not to use the Site or Content:
a. in violation of these Terms or any Law;
b. to post or upload information, material or content that is false, inaccurate, or misleading;
c. to transmit or display any information, material or content that is illegal, abusive, inflammatory, threatening, tortuous, violent, discriminatory, obscene, defamatory, invasive of another’s privacy, hateful, or otherwise objectionable or offensive, or to harass or harm ArrowFin Consulting, or another entity or individual;
d. to infringe any copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy of any party;
e. to transmit any unsolicited or unauthorized advertising or promotional materials;
f. to transmit any material that contains adware, malware, spyware, software viruses, or any other harmful code;
g. to impersonate any person or entity, or otherwise misrepresent your affiliation with a person or entity;
h. to interfere with or disrupt the Site or any software, hardware, telecommunications equipment or networks used by us;
i. to further or promote any illegal activity or enterprise or provide instructional information about illegal activities;
j. to obtain or attempt to access or otherwise obtain any materials or information through any means not intentionally made available or provided for through the Site; or
k. to interfere with other users’ use and enjoyment of the Site (for example, by spamming, advertising or offering to sell any goods or services, conducting promotions, soliciting or overly promoting personal interests).
B. You are prohibited from violating or attempting to violate the security of the Site, including, without limitation:
a. accessing data not intended for you or logging onto a server or an account which you are not authorized to access;
b. attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or
c. accessing or using the Site or any portion thereof without authorization, in violation of these Terms or in violation of Law.
Violations of system or network security may result in civil or criminal liability. We will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting people who are involved in such violations.
C. We reserve the right to investigate and take appropriate legal action against anyone who, in our sole discretion, violates these Terms, including, without limitation, removing the offending content from the Site, suspending or terminating the access of such violators to the Site and reporting violations to the law enforcement authorities.
2. Our Content and Proprietary Rights.
A. As between you and us, we own all content developed or acquired by us (“Our Content”), including but not limited to our selection and arrangement of Third Party Content (as defined below), but excluding Third Party Content itself. Our Content is protected under United Arab Emirates copyright Laws and is subject to other Laws. In addition, the “ArrowFin Consulting” and “ArrowFin” names and logos, as well as certain other of the names, logos, designs, slogans and materials displayed in or through the Site constitute registered and unregistered trademarks, trade names or service marks of us, (collectively, the “Marks”).
B. As between you and us, ownership of the Marks and the goodwill associated with them remains with us. We authorize you to view or download a single copy of a reasonable amount of Content from the Site, solely for your personal, noncommercial use. You are not authorized to use any of Our Content or the Marks other than as expressly provided in these Terms or as expressly licensed to you. You must abide by all rights, notices, information, or restrictions contained in or attached to any of Our Content and must not remove any trademark, copyright, or other notice from the Site or any of Our Content. We reserve the right to remove any of Our Content in our sole discretion, without notice.
C. Any rights not expressly granted in these Terms are reserved by ArrowFin Consulting.
3. Third Party Content (Including Your Content).
If you submit information or material through any means (collectively, “Your Content”) to the Site, you, to the extent you have any rights in such information or material, grant ArrowFin Consulting, and our members, business partners and service providers and each of their and our respective licensees, successors and assigns a nonexclusive, royalty-free, worldwide, perpetual, irrevocable, transferrable and fully sub-licensable right to use, exploit, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute, display and otherwise disclose to third parties Your Content throughout the universe in any media whether now known or hereafter devised. You grant us and our sub-licensees the right to use the name, screen name, city or zip code, and other biographical information that you submit in connection with Your Content, if we or they choose. You represent and warrant that: (i) you own or otherwise control all of the rights to the content that you post, including any intellectual property or other proprietary rights other than content that you clearly identify as Third Party Content, e.g., links to third party websites; (ii) Your Content is accurate; (iii) neither Your Content nor your posting or submission of Your Content violates any of these Terms, including, without limitation, the prohibitions on use of the Site set forth above; and (iv) neither Your Content nor your posting or submission of Your Content will cause injury to any person or entity, including posing any privacy or security risk.
4. Third Party Services and Sites.
Portions of the Site may allow you to use third party products and services, which may include without limitation social networking services, and the Site may contain links to third party websites or resources (such products, services, websites, and resources, collectively “Third Party Services”). We are not associated with and do not control such Third Party Services and such links are provided for your convenience only. Your use of Third Party Services is subject to the policies and agreements applicable to such Third Party Services. We do not approve or endorse any Third Party Services, their content, or any views expressed on any Third Party Service. ArrowFin Consulting has no responsibility to you for any Third Party Services.
5. Linking to Our Sites.
If you wish to link to the Site, you may include an active link on any website you control directing a browser to that Site. You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part with respect to your site or any of its content or for your entity or its business or mission. You may not link to or otherwise provide access to the Site in any way that alters the look, feel, or functionality of any aspect of the Site.
6. Hyperlinking to our Content
A. The following organizations may link to our Website without any prior written approval:
a. Government agencies;
b. Search engines;
c. News organizations;
d. Online directory distributors when they list us in the directory may link to our Web site in the same manner as they hyperlink to the Web sites of other listed businesses; and
e. Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.
B. These organizations may link to our home page, to publications or to other Web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.
C. We may consider and approve in our sole discretion other link requests from the following types of organizations:
a. commonly-known consumer and/or business information sources such as Chambers of Commerce, and Consumers Union;
b. dot.com community sites;
c. associations or other groups representing charities, including charity giving sites,
d. online directory distributors;
e. internet portals;
f. accounting, law and consulting firms whose primary clients are businesses; and
g.educational institutions and trade associations.
We will approve link requests from these organizations if we determine that: (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b) the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of ArrowFin Consulting; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.
If you are among the organizations listed in paragraph B above and are interested in linking to our website, you must notify us by sending an e-mail to firstname.lastname@example.org. Please include your name, your organization name, contact information (such as a phone number and/or e-mail address) as well as the URL of your site, a list of any URLs from which you intend to link to our Web site, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:
a. By use of our corporate name; or
b. By use of the uniform resource locator (Web address) being linked to; or
c. By use of any other description of our Website or material being linked to that makes sense within the context and format of content on the linking party's site. No use of ArrowFin Consulting’s logo or other artwork will be allowed for linking absent a trademark license agreement.
Without our prior written consent, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Web site.
8. Removal of links from our website.
If you find any link on our Website or any linked web site objectionable for any reason, you may contact us. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.
Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.
9. Infringement Claims.
We respect the intellectual property rights of others. Accordingly, we have a policy of removing Third Party Content that violates copyright, trademark, or other intellectual property Law, suspending access to all or any portion of the Site to any user who uses the Site in violation of any such Law, and/or terminating in appropriate circumstances access to the Site and the account (if any) of any user who uses the Site in violation of any such Law. If you believe that any contributions of other users violate your copyright, please see our Copyright Statement for instructions on sending us a notice of copyright infringement.
10. Indemnity and Release.
You agree that you will release, indemnify and hold harmless us, and each of our business partners, content providers, licensors and service providers, and any of our or their respective officers, directors, shareholders, employees, contractors, representatives, or agents (collectively, the “ArrowFin Consulting Parties”) from and against any and all claims, actions, losses, damages, costs, fees and expenses (including attorneys’ fees) arising out of or relating to: (i) your use of the Site, (ii) Your Content, (iii) your connection to the Site, (iv) your violation of these Terms, or (v) your violation of any rights of another. You waive any rights and benefits you may have or that may accrue to you under any Law providing that a general release does not extend to claims that the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor, or something substantially similar. The ArrowFin Consulting Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any matter without the written consent of the indemnified ArrowFin Consulting Parties.
11. Disclaimer of Warranties.
YOU UNDERSTAND AND AGREE THAT USE OF THE SITE, OUR CONTENT, ANY THIRD-PARTY CONTENT, OR ANY THIRD-PARTY SERVICES IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE ARROWFIN CONSULTING PARTIES DISCLAIM ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, WITH RESPECT TO THE SITE, OUR CONTENT, ANY THIRD-PARTY CONTENT, OR ANY THIRD PARTY SERVICES (INCLUDING, BUT NOT LIMITED TO, THE IMPLIED OR STATUTORY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, TITLE, QUIET ENJOYMENT, AND NON-INFRINGEMENT). IN PARTICULAR, THE ARROW FINANCIAL CONSULTING PARTIES DO NOT REPRESENT OR WARRANT THAT ANY INFORMATION OR OTHER CONTENT OBTAINED OR VIEWED BY YOU AS A RESULT OF YOUR USE OF THE SITE WILL BE ACCURATE, COMPLETE OR RELIABLE, THAT YOUR ACCESS TO THE SITE OR CONTENT WILL BE UNINTERRUPTED, FREE OF MALICIOUS CODE OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. ARROWFIN CONSULTING DISCLAIMS ALL LIABILITY AND RESPONSIBILITY ARISING FROM ANY RELIANCE PLACED BY ANYONE ON ANY CONTENT OF THE SITE. THE ARROWFIN CONSULTING PARTIES DISCLAIM ALL EQUITABLE INDEMNITIES.
12. Limitation of Liability.
IN NO EVENT WILL ANY OF THE ARROWFIN CONSULTING PARTIES BE LIABLE UNDER ANY THEORY OF LIABILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PERSONAL INJURY/WRONGFUL DEATH, PUNITIVE, OR EXEMPLARY DAMAGES (EVEN IF SUCH PARTIES KNEW OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES), INCLUDING, BUT NOT LIMITED TO, AS A RESULT OF: (A) YOUR USE OF OR INABILITY TO USE THE SITE, ANY WEBSITES LINKED TO IT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE OR ANY OTHER WEBSITES, (B) ANY OF OUR CONTENT, ANY THIRD PARTY CONTENT, OR ANY THIRD PARTY SERVICES AVAILABLE THROUGH THE SITE OR (C) ANY LOSS OF DATA. SHOULD ANY ARROWFIN CONSULTING PARTIES BE FOUND TO BE LIABLE TO YOU OR ANY THIRD PARTY NOTWITHSTANDING THE FOREGOING AND SECTION 13, SUCH LIABILITY WILL NOT EXCEED $50.00 IN THE AGGREGATE.
13. Exclusions and Limitations.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations and disclaimers may not apply to you. To the extent that we may not, as a matter of applicable Law, disclaim any implied warranty or limit our liabilities, the scope and duration of such warranty and the extent of liability of the ArrowFin Consulting Parties will be the minimum permitted under such applicable Law.
14. Refusal of Service; Modification of Sites; Termination.
We reserve the right to refuse service, deny access, disable or prohibit logins, remove or edit Content (including Third-Party Content), limit access to Content, or modify or discontinue the Site or features on the Site in our sole discretion. We reserve the right to provide existing or additional optional services for a fee. Without limiting the generality of the foregoing, we may terminate, suspend, or modify your access to all or part of the Site, without notice, if you violate these Terms or you engage in any conduct that we, in our sole and absolute discretion, believe is in violation of any applicable Law or is otherwise harmful to the interests of us, any other user of the Site, or any third-party.
15. Modifications to Terms.
We may update or change any of the terms and conditions contained in these Terms at any time and in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Site thereafter. If any modification is unacceptable to you, your only recourse is to terminate your use of the Site. Your continued use of the Site following our posting or emailing of a change notice or revised Terms as provided in this section will constitute your binding acceptance of the change. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.
These Terms and the relationship between us will be governed by the Laws of Dubai, United Arab Emirates, without giving effect to any choice or conflict of law provision or rule (whether of Dubai or any other jurisdiction). You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred. You may only resolve disputes with us on an individual basis and may not bring and expressly waive bringing a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations are not allowed.
17. Preservation of Immunities.
Nothing in these terms shall be construed as a limitation upon or a waiver, renunciation or modification of any immunities, privileges or exemptions of ArrowFin Consulting accorded under its Articles of Association, international convention or any applicable law. Such immunities, privileges or exemptions are specifically reserved.
18. Electronic Communications Notice.
When you use the Site or send emails to us, you are communicating with us electronically. You consent to receiving communications from us electronically. We may communicate with you by email. You agree that all agreements and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. If you do not grant us or wish to withdraw your consent for us to communicate with you electronically, you may not use the Site.
19. Mobile Site.
The Site may include certain services that are available via a mobile device, including (i) the ability to upload content to the Site via a mobile device and (ii) the ability to browse the Site from a mobile device (collectively, the “Mobile Site”). To the extent you access our Service through a mobile device, your wireless service carrier’s standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain elements of the Mobile Site may be prohibited or restricted by your carrier, and not all aspects of the Mobile Site may work with all carriers or devices. By using the Mobile Site, you agree that we may communicate with you by electronic means and that certain information about your usage of the Mobile Site may be communicated to us.
20. Related Agreements and Policies.
B. Copyright Statement. By using the Site, you accept and agree to be bound and abide by the Copyright Statement, incorporated herein by reference.
C. Additional Terms. Some of the Site, or portions of the Site, may be subject to additional terms (“Additional Terms”), which will be described in separate policies posted on the Site. The Additional Terms will supplement these Terms and will control over any conflict between the Additional Terms and these Terms with respect to the Site, or portions thereof, subject to the Additional Terms.